FAB Credit Card: Types, Requirements, Benefits & Application Guide 2026
April 9, 2026 5:44 pm
The FAB Credit Card offers a seamless financial experience, designed to simplify everyday spending while maximizing rewards and benefits. From cashback on essentials to exclusive lifestyle perks, it empowers cardholders to manage expenses smartly and efficiently. With advanced security features, global acceptance, and flexible payment options, it caters to both personal and professional needs. Ideal for those seeking convenience and value, the FAB Credit Card transforms routine transactions into rewarding opportunities, making every purchase more meaningful.
FAB Credit Card Types & Minimum Salary Requirements
| Credit Card Name | Minimum Monthly Salary (AED) |
|---|---|
| FAB Travel Card | 20,000 |
| FAB Cashback Credit Card | 5,000 |
| FAB Z Card | 5,000 |
| Manchester City Titanium Credit Card | 5,000 |
| FAB Elite Credit Card | 50,000 |
| FAB SHARE Credit Cards | 5,000 |
| FAB GEMS World Credit Card | 8,000 |
| FAB Rewards Indulge Card | 5,000 |
| Due credit card | 5,000 |
| FAB ADNOC Rewards Credit Card | 5,000 |
| Etihad Guest Credit Cards | 8,000 |
| FAB Rewards Active Credit Card | 5,000 |
FAB Credit Card Requirements
- Age: Must be at least 21 years old.
- Employment: Employed or self-employed with a stable income.
- Residency: Must be a UAE resident.
- Credit History: A good score with the Al Etihad Credit Bureau (AECB) is required.
- Debt Ratio: Typically, a debt-to-income ratio below 50%.
Required Documents:
- Emirates ID (original and copy)
- Salary certificate or recent salary slips
- Bank statements (usually last 3 months)
How to Apply FAB Credit Card
Applying for an FAB credit card is simple and hassle-free—follow the step-by-step guide below to get started.
- Visit the official FAB website: https://www.bankfab.com/en-ae/personal/credit-cards
- Scroll down and select the FAB credit card you want to apply for.
- Click on the “Apply” button.
- Select whether you have a referral or staff ID. If not, choose “No referral” and “Continue.”
- Select the “Ring Size” and “Color” that best fit you.
- Click on “Continue.”
- Enter your “Contact details,” such as:
- UAE Mobile Number
- Email Address
- Confirm Email Address
- Your Monthly Salary
- Click on “Continue.”
- Follow the on-screen prompt to apply for the FAB credit card.
Check FAB Credit Card Application Status
Method 1: FAB Mobile App
- Download and install the FAB Mobile App (Android/iOS).
- Log in using your credentials.
- Go to the Cards section.
- Select “Application Status” or a similar option.
- Check your credit card application status (Pending / Approved / Rejected).
Method 2: FAB Online Banking
- Open the FAB Online Banking portal.
- Log in with your username and password.
- Go to the Cards / Credit Cards section.
- Select Application Status.
- View the current status of your credit card application.
Method 3: Call FAB Customer Support
- Within UAE: 600 52 5500
- Outside UAE: +971 2 681 1511
- Keep your application reference number ready.
- Call customer support and ask for your application status.
Method 4: Visit a FAB Branch
- Go to your nearest FAB branch.
- Bring your application reference number and ID documents.
- Ask the branch staff to confirm your credit card application status.
How to Activate FAB Credit Card
Here are the methods to activate your FAB credit card easily.
Method 1: Activate via FAB Mobile App
- Download & open FAB mobile app.
- Log in to your account
- Go to “Cards” section
- Select your new credit card
- Tap “Activate Card” or “Set PIN.”
- Enter and confirm your 4-digit PIN
Your card will be activated instantly after confirmation.
Method 2: Activate via Online Banking
- Log in to FAB Online Banking
- Go to Services / Card Management
- Select your credit card
- Click “Activate.”
- Enter required details and set a PIN.
You’ll receive confirmation via SMS or email
Method 3: Activate via ATM
- Insert your card in any FAB ATM
- Select “Card Services” → “Activate Credit Card.”
- Set your PIN
- Confirm activation
Works 24/7 and completes instantly
How to Cancel FAB Credit Card Online
A simple and reliable way to cancel your FAB credit card is through online banking if you are registered for FAB’s services.
Steps to Cancel Your FAB Credit Card Online:
- Visit FAB Online Banking: Go to the FAB online banking portal to start the process.
- Log In: Enter your credentials to access your account.
- Navigate to Card Services: Look for the Credit Card Management section, select your card, and follow the instructions.
- Request Cancellation: Choose the option to cancel your credit card.
- Confirm Details: Verify your identity and provide any required information.
- Receive Confirmation: You will get an email from FAB confirming that your credit card has been successfully canceled.
Can i Use FAB Credit Card Internationally
Yes, FAB credit cards can be used internationally for purchases and ATM withdrawals. Most cards run on Visa or Mastercard, offering global acceptance, travel benefits, and security. Check fees and enable international usage in the FAB app before traveling.
FAB Credit Card Offers
FAB credit cards bring exciting deals across shopping, dining, travel, and lifestyle. Cardholders can enjoy cashback, discounts, and 0% installment plans on major purchases. Whether online or in-store, these offers help you save and get more value. For the latest offers, visit the FAB official website.
FAB Credit Card Interest Rate
FAB credit card interest rates in the UAE usually range from 1.99% to 3.99% per month for retail purchases and cash advances, depending on the card type. The FAB Low-Rate Credit Card starts at a competitive 1.5%, while most standard, rewards, and premium cards, including the FAB GEMS and du Titanium, charge 3.99% per month.
FAB Credit Card Features
| Credit Card Name | Key Features |
|---|---|
| FAB Travel Card | Free annual flights, cashback on hotels and airlines, no foreign currency fees |
| FAB Rewards Indulge Card | Discounts on shopping, dining, and entertainment, monthly reward points, no annual fee |
| FAB Cashback Credit Card | Monthly cashback on dining, groceries, fashion, and international spending, sign-up bonus |
| FAB GEMS World Credit Card | Discounts on school fees, cashback on educational expenses, interest-free installment plans |
| FAB Z Card | Discounts on streaming services, free ride-hailing & shopping perks, low interest rate |
| Manchester City Titanium Credit Card | Earn points at sports stores, fan contests, chances to win merchandise and stadium trips |
| FAB Elite Credit Card | Luxury lifestyle perks, 24/7 concierge, high reward points, exclusive gifts |
| FAB Rewards Active Credit Card | Free gym access, earn points for daily activity, discounts on sports gear and lifestyle brands |
| FAB SHARE Credit Cards | Joining bonus points, cashback at supermarkets, cashback on everyday purchases |
| FAB ADNOC Rewards Credit Card | Points on fuel and station purchases, cashback on tolls and parking, fast-track membership rewards |
| Etihad Guest Credit Cards | Bonus miles on flights, fast-track to elite membership tiers, discounted return tickets |
| Due credit card | Discounts on telecom bills and devices, 0% interest plans, no annual fees |
FAB Credit Card Benefits
| Category | Benefits |
|---|---|
| Cashback | Up to 5% cashback on dining, groceries & shopping |
| Rewards Points | Earn FAB Rewards on every spend (can redeem for cashback, travel, shopping). |
| Welcome Offers | Joining bonuses like Amazon gift cards or cashback offers |
| Travel Benefits | Free airport lounge access, travel insurance, discounts on flights & hotels |
| Dining & Lifestyle | Up to 40% discounts at restaurants, entertainment & shopping |
| Subscriptions & Apps | Discounts or free access to services like Netflix, Careem, Noon (on selected cards) |
| Global Usage | Low or zero foreign transaction fees on some cards |
| Insurance Coverage | Travel medical insurance, purchase protection & credit shield |
| Concierge Service | 24/7 concierge for travel, dining & bookings |
| Installment Plans | Easy payment plans for big purchases |
| Airport & Travel Perks | Free lounge visits, airport transfers, travel cashback |
FAB Credit Card Tips & Tricks
- Choose the Right Card: Pick a card that fits your spending habits and lifestyle, whether for cashback, rewards, or travel.
- Pay on Time: Avoid late fees and interest by paying your credit card bill before the due date.
- Use Contactless Payments: Enable tap-and-go for faster transactions and extra safety.
- Track Spending via App: Monitor your expenses with the FAB mobile app to stay within budget.
- Redeem Rewards Regularly: Don’t let your reward points expire; use them for shopping, flights, or vouchers.
- Set Up Alerts: Receive notifications for transactions, due dates, or unusual activity.
- Activate Travel Benefits: Check your card’s travel insurance or lounge access before trips.
- Keep Credit Utilization Low: Maintain under 30% of your credit limit to boost your credit score.
- Avoid Cash Advances: High fees and interest make cash withdrawals expensive.
- Contact Customer Support: Use FAB support for lost cards, disputes, or activation help.
FAB Credit Card vs. Other UAE Bank Credit Cards
| Feature / Bank | FAB (First Abu Dhabi Bank) | Emirates NBD | ADCB (Abu Dhabi Commercial Bank) | RAKBANK | Other UAE Banks |
|---|---|---|---|---|---|
| Annual Fee | Depends on card (some free‑for‑life; others premium) | Often free for the 1st year or waived | Many free‑for‑life cashback/travel cards | Many free or low‑fee options | Varies widely by bank and card type |
| Cashback / Rewards | Strong cashback and partner rewards (e.g., retail, dining) | Good rewards on dining/shopping, flex tiers | High cashback options (e.g., up to ~6%) | Cashback and points on retail and lifestyle | Competitive cashback & travel points on select cards |
| Travel & Lounge Perks | Premium cards offer travel benefits and lounge access. | Offers airport lounge access on premium cards | Some travel‑focused cards (e.g., Traveller) | Limited travel perks on basic cards | Other banks have travel/miles cards (e.g., Emirates Islamic) |
| Welcome Bonuses | Often points/bonuses on spend | Yes, depends on card & spend | Yes, often cashback or miles | Yes on select cards | Yes, on some (e.g., Miles cards) |
| Foreign Transaction Fees | Varies by card; some waive for travel cards | Standard rates apply; some travel cards reduce fees | Some cards waive foreign fees (Traveller type) | Standard alternatives available | Depends on issuer |
| Best For… | Mixed rewards: cashback + retail + travel options | Everyday spending and lifestyle perks | Strong cashback and travel‑focused cards | Low‑fee rewards for everyday use | Variety (cashback, miles, premium) |
FAB Credit Card Customer Care
- Phone: 600 52 5500 or +971 2 6811511
- Email: [email protected]
FAQs About FAB Credit Card
How much salary is required for a FAB credit card?
FAB (First Abu Dhabi Bank) credit cards typically require UAE residents to have a minimum monthly salary of AED 5,000. Applicants must be at least 21 years old and hold a valid Emirates ID along with a residence visa. This requirement applies to popular cards such as the FAB Cashback, ADNOC, and Rewards cards.
Can I withdraw cash from my FAB credit card?
You can withdraw cash from your FAB credit card at any ATM worldwide using your 4-digit PIN. Keep in mind that this counts as a cash advance, with a fee of 3.15% of the withdrawn amount or AED 157.50, whichever is higher. Interest begins accruing immediately from the withdrawal date.
How much interest is on a FAB credit card?
Enjoy low interest rates starting at 1.5% per month for UAE nationals and 1.99% per month for expatriates.
How to check FAB credit card limit?
Enter your customer ID or credit/debit card, then click Continue. Go to the Credit Cards section and choose the appropriate option to check your FAB Bank credit card balance.
How to increase credit limit for FAB credit card?
Download the latest FAB app.
Open the Cards menu and select your card.
Tap Change Your Credit Limit and follow the on-screen instructions to set your new limit.
Conclusion
The FAB Credit Card combines convenience, rewards, and security, making it ideal for everyday spending and lifestyle needs. With multiple card types, global usage, and tailored benefits, it empowers UAE residents to manage finances efficiently, enjoy exclusive perks, and transform routine transactions into rewarding experiences while maintaining financial flexibility.
Source
FAB Official Website
